Add the number of cars (new or used) you have purchased FOR YOURSELF to the number of PRIMARY residences you have purchased/leased since graduation and subtract the number of years since graduation. DO NOT include cars or houses purchased for parents/spouses/children, etc.
For example, you graduated in 1995 and since that time you have bought/leased 4 cars and 2 primary residence properties.
4 + 2 - 17 = -11.
My number is -18. I've got a sister-in-law that graduated a year ahead of me that is well into positive numbers.
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